1. Introduction

Welcome to Sanchay Karo. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our mobile application. By accessing or using our services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect information to provide better services to all our users. This includes:

• Personal Information: Name, email address, phone number, PAN card details, Aadhaar number, and date of birth required for KYC compliance.
• Financial Information: Bank account details, income range, and investment history necessary for processing transactions.
• Device Information: Information about your mobile device, including IP address, device type, and operating system version for security and optimization purposes.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To facilitate mutual fund transactions and SIP registrations.
• To comply with regulatory requirements (SEBI, AMFI, KYC norms).
• To provide personalized investment recommendations based on your risk profile.
• To send you transaction alerts, account updates, and relevant service notifications.
• To improve our app functionality and user experience.

4. Data Sharing & Disclosure

We do not sell your personal data. However, we may share your information with:

• Regulatory Authorities: SEBI, AMFI, and other government bodies as required by law.
• Service Partners: Asset Management Companies (AMCs), Registrar and Transfer Agents (RTAs like CAMS/KFintech), and payment gateways to process your investments.

5. Data Security

We implement bank-grade security measures to protect your data. This includes SSL encryption for data transmission, secure servers, and strict access controls. While we strive to use commercially acceptable means to protect your personal information, no method of transmission over the internet is 100% secure.

6. Your Rights

You have the right to access, correct, or update your personal information at any time through the app settings. You may also request the deletion of your account, subject to retention requirements mandated by financial regulations.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact our Grievance Officer:

Email: support@sanchaykaro.com
Address: Sanchay Karo Support Team, Mumbai, India.